MERIDIAN
MERIDIAN tracks every borrower, loan and repayment — and gives you an AI analyst that answers any question about your money, in plain English or Hindi.
MERIDIAN
132 borrowers
Built for money lenders, chartered accountants & small finance businesses across India
You're running real money on tools that were never built for lending. MERIDIAN is one private system that remembers everything and does the math for you.
Type one in, or upload your existing Excel — names, loan amounts, rates and dates come straight in.
Log a repayment and the outstanding, interest and collections update instantly. No page refresh, no spreadsheets.
"Who owes the most?" "Total interest this year?" Get real answers from your real data — with the next action to take.
Borrowers, interest, collections, analytics and AI — designed to feel calm, not cluttered.
Every borrower, loan, repayment and running balance — clear and always current.
Simple, reducing-balance or compound. Penalties, grace periods and full EMI schedules.
See who's due, send WhatsApp reminders in one tap, and track exactly what you sent.
Ask anything about your portfolio in English or Hindi — specific names and ₹ amounts, not fluff.
Upload a bank statement, forward a bank SMS, or paste one — transactions recorded automatically.
Yield, return on capital, concentration risk, NPA flags and a portfolio health score.
Interest-income reports, PDF statements and clean CSV/Excel your accountant can use directly.
Overdue buckets, top exposures and early-warning flags — see trouble before it grows.
Ask in plain words. SENTINEL reads your real portfolio and answers with exact names and ₹ amounts — then tells you the one thing to do next.
True multi-user isolation. No other user — and no one at MERIDIAN — can see your borrowers or numbers.
Names, phones and account numbers are replaced with anonymous tokens before any AI call ever happens.
Export everything or delete it anytime. Built around India's DPDP Act 2023 principles from the ground up.
MERIDIAN is software to help you manage your own lending data. It is not a bank, not an RBI-licensed lender, and not a financial advisor. It does not provide investment advice or guarantees.
Start free — no card required. Upgrade when it's paying for itself.
"I used to spend Sundays reconciling my register. Now I open MERIDIAN, see exactly who's overdue, and send reminders in one tap. It paid for itself in a week."
"For my lending clients, the interest-income export is gold. Clean numbers that tie out — I drop them straight into my workflow at year-end."
"I asked it 'kis-kis ka paisa baaki hai' and it just told me — names, amounts, days overdue. Feels like having an accountant in my pocket."
Start free in your browser. No card, no installs, no risk.